Invoice and Trade Financing
Invoice and Trade Financing
Free Up the Cash Flow Sitting in Your Unpaid Invoices
Invoice discounting, factoring, and trade finance facilities structured and matched to lenders who understand your sector.
Why businesses come to us for this
Cash flow gaps caused by slow-paying customers are one of the most common reasons growing businesses stall even when they're profitable on paper. Invoice and trade financing turns receivables into usable working capital, but approval depends heavily on how the application is structured and which lender it goes to.
What's Included
• Invoice discounting and factoring guidance
• Trade finance facility applications
• Working capital structuring aligned to your cash conversion cycle
• Lender matching based on sector and invoice profile
Timeline
Typically 10-15 business days, though trade finance facilities can take longer depending on complexity and lender due diligence. [TODO: confirm if trade finance timelines differ from the standard range]
Eligibility
Depends on your invoice/receivables profile, sector, and financial history — reviewed case by case, with guidance on any additional documents requested.
Who This Is For
• Businesses with cash flow gaps caused by delayed customer payments
• Trading and import/export businesses needing trade finance facilities
• Growing companies whose working capital needs have outpaced their existing banking relationship
Our Process
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Cash flow & invoice review — understanding your receivables and financing need -
Facility matching — identifying the right financing structure (discounting, factoring, trade finance) and lender
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Application preparation — structuring your file for lender review
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Submission & liaison — managing the process through to facility approval
Frequently Asked Question
- 01. What's the difference between invoice discounting and factoring?Both convert unpaid invoices into working capital, but they differ in how customer relationships and collections are handled — we'll walk you through which fits your business.
- 02. Do I need a long trading history to qualify?It varies by lender and facility type — we review your specific situation rather than apply a blanket rule.
- 03. How is trade finance different from invoice financing?Trade finance typically supports the broader trade cycle (e.g. import/export transactions), while invoice financing is specifically tied to receivables — get in touch and we'll advise on the right fit.