Debt Consolidation Loans
Debt Consolidation Loans
Bring Multiple Debts Together Into One Manageable Facility
Juggling several loans or credit facilities at different rates makes it harder to plan. Consolidation can simplify this — when it's structured correctly.
Why Businesses Come to Us for This
Multiple loans or credit lines at different rates and repayment schedules can be genuinely difficult to manage, and often cost more in total interest than necessary. Consolidation can help — but only if the new facility's rate and terms are actually better than what you're consolidating, which is where careful comparison matters.
What's Included
• Review of your existing debts, rates, and terms
• Cost-benefit comparison of consolidation vs. keeping facilities separate
• Lender matching for a consolidation facility
• Documentation and liaison through to approval
Timeline
Typically 10-15 business days once documentation is submitted. [TODO: confirm if this holds for consolidation specifically]
Eligibility
Depends on your existing debt profile, income, and credit history — reviewed case by case.
Who This Is For
• Business owners or individuals managing multiple loans or credit facilities
• Anyone finding it difficult to track or manage several repayment schedules
• Borrowers wanting to reduce overall interest cost through a single, better-rate facility
Our Process
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Debt review — listing existing facilities, rates, and remaining terms -
Consolidation comparison — modeling whether a single facility genuinely improves your position
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Lender matching — identifying lenders offering suitable consolidation products
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Submission & liaison — managing the application through to approval and payout to existing lenders
Frequently Asked Question
- 01. Will consolidation always save me money?Not automatically — it depends on the new facility's rate and terms compared to what you currently have. We run the numbers before recommending it.
- 02. Can business and personal debts be consolidated together?This depends on the lender and the nature of the facilities — we'll advise based on your specific situation.
- 03. What happens to my existing loans once I consolidate?They're typically paid off directly from the new facility, and we coordinate that handover as part of the process.