Mortgage Pre-Approval Service

Know What You Can Actually Borrow Before You Start Looking

A pre-approval gives you a real budget and a stronger negotiating position — rather than falling in love with a property you may not qualify to finance.

Why Businesses Come to Us for This

Property hunting without pre-approval means budgeting off guesswork — and can lead to wasted time on properties you won't actually be approved to finance, or a weaker negotiating position with sellers. A proper pre-approval, done early, fixes both.

What's Included

• Financial profile review to determine realistic borrowing capacity

• Lender matching to secure a pre-approval, not just an estimate

• A formal pre-approval letter usable in property negotiations

• Guidance on how long the pre-approval remains valid and next steps toward full approval 

Timeline

Pre-approval is typically faster than full mortgage approval — often within a few business days once documentation is submitted. [TODO: confirm typical pre-approval turnaround, likely shorter than the standard 10-15 day range]

Eligibility

Depends on income, existing liabilities, and credit history — reviewed case by case.

Who This Is For

• First-time buyers wanting a clear budget before property hunting

• Buyers wanting a stronger negotiating position with sellers or developers

• Anyone unsure of their real borrowing capacity before committing time to a search